Wells fargo credit card. I have never been able to get a WF card due to too much available credit basically which is fair and accurate. Mar 18, 2019 · As a sample their Verizon Credit Card has shown zero consistency with which CRA they pull. When they pull a single and/or double, there does not seem to be a "primary" or "preferred" CRA. Their promotion is 0% APR for 18 months to pay off the loan and the cost of the unit is about $5700 dollars. Wells Fargo: EX tends to be the 'go-to' CRA for this bank. I have about 10k in credit card debt and have been playing the balance transfer game for a little bit to keep it largely interest free while I pay it down. It was mainly for the SUB (as it was a preapproval), to get a foothold with WF as a major national bank, and to eventually combine limits with other WF cards. 4 credit cards with balances (2 less than $100). I have always been a big fan of product changes to maintain a credit card's original opening date. Applied online 2/24 and recieved the application pending message. May 13, 2024 · Wells Fargo Home Projects Card Hello All, I was in the market of getting a mini ductless AC system installed for my office in Arizona and I found a company that has Wells Fargo Home Projects Card financing available. FICO Experian (from Wells Fargo site) 795. Some data points that might help others: Overall utilization 2%. May 29, 2019 · Wells Fargo Credit Card? Does anyone know if wells fargo uses fico 9 to determine if you are approved for one of their cards. Feb 8, 2025 · This is really just a post in case anyone is searching for information on 0% balance transfer cards or the wells fargo reflect specifically. Some members report a single pull, double pull and a triple pull. 5% everything card) I got a few years ago. Last year I was rejected for Active Cash card. Feb 26, 2024 · BILT Card (Wells Fargo) Denial, then Approval - Short History Decided to apply for the BILT card over the weekend as I pay a substantial amount in rent each month and would like to see some benefit from it. I think worrying about a SUB by creating a new account is often short-sighted. The fico score i am given when i log into my account is fico 9 but alot lower that under fico 8. Sep 26, 2024 · Wells Fargo Reflect $20k Applied today and was immediately approved for $20,000 credit limit. Sep 13, 2024 · Re: Wells Fargo's new Switch Card feature Thanks for the info. Largest utilization 69%. EX alert for HP instantly. WF's likes some and dislikes other profiles just as other lenders likes/dislikes some profiles. Som Wells Fargo "Switch my Card" comparison I have a Wells Fargo Cash Wise (1. . Jul 5, 2021 · I want to get the new 2% cash back WF card but this is will be my first card from WF and I want to know what are the some common reasons people are denied? Jan 31, 2025 · Re: Wells Fargo Bilt - Denied — Recon —Denied Again Move on to another lenders/card. bivbuv nstpd ijmjjcz xujly atbs rlrqg vqlmgx rcpzsynr oogwtr obsk